Vox

Musings, rants, rambling, general nonsense

Christmas. Time.

Posted on | September 8, 2015 | 2 Comments

Time for Christmas

Christmas is coming.

It will be on December 25th this year, but you knew that already. You know it because Christmas is December 25th every year.

And yet, every year millions of people seem to be caught off guard. They rush around in the week prior, complaining about the crowds of people who waited so long to pick up gifts for their loved ones – oblivious to their own part in the crazed ritual of “last-minute shopping”.

The crush of bargain hunters & added stress isn’t even the worst of it, the worst of it is all those people going into debt for gifts they can’t afford – and then paying interest on that debt until the sale-priced coffee maker costs more than a trip to pick beans with Juan Valdez.

There is a simple solution: START NOW.

You don’t have to do your shopping yet, though you could. What you absolutely should do is plan your spending. Right now, this week and every week, put some money away towards your yuletide gifting. Whatever you can afford, take from your ‘main’ account and put it somewhere safe that it won’t be easily accessible.

What, you can’t afford $10 a week now? Guess what – that means you won’t be able to afford $10 a week after Christmas when that expense comes with extra, compounding interest. Plan ahead. Save yourself stress, save yourself money – get back to enjoying the Holidays.


Personal note: Even better than store-bought gifts are homemade gifts from the heart – at least to me. Or service gifts, I’d rather have someone get my oil changed or wash my car for me (something I *always* put off) than give me another candle, no matter how good it smells 🙂 Odds are your loved ones would prefer something from the heart to something from the mall. In my family we make homemade ornaments for each other; even though participation has waned a bit in recent years, it is still my second favorite part of the season (after the strawberry waffles 😀 )


Christmas humbug
If I have turned you off on Christmas shopping altogether, check out Scroogenomics…which is exactly what you would expect from a book with that title. I don’t agree with all his conclusions, but he does make some solid points




Comments

2 Responses to “Christmas. Time.”

  1. John Moore
    September 11th, 2015 @ 7:23 pm

    Hey, Vox… long time no see new articles.

    Keep up the good work!

  2. Vox AZ
    September 12th, 2015 @ 8:41 pm

    Thanks – I always have high hopes…then life happens 🙂 Twitter & Facebook make it too easy to dash off a quick comment, need to get back to long-form more often

Leave a Reply





Time limit is exhausted. Please reload CAPTCHA.

  • Meta

  • Vox AZ's bookshelf: read

    Astor: The Rise and Fall of an American Fortune
    Paddle Your Own Canoe: One Man's Fundamentals for Delicious Living
    In Order to Live: A North Korean Girl's Journey to Freedom
    True Crime Addict: How I Lost Myself in the Mysterious Disappearance of Maura Murray
    Emma
    The Walls Have Ears : The Greatest Intelligence Operation of World War II
    Opposable Thumbs: How Siskel & Ebert Changed Movies Forever
    I Loved Her in the Movies: Memories of Hollywood's Legendary Actresses
    B is for Bubblegum
    How Iceland Changed the World: The Big History of a Small Island
    License to Parent: How My Career As a Spy Helped Me Raise Resourceful, Self-Sufficient Kids
    Decluttering at the Speed of Life: Winning Your Never-Ending Battle with Stuff
    On Liberty
    Cicero: The Life and Times of Rome's Greatest Politician
    Chatter: Dispatches from the Secret World of Global Eavesdropping
    The Women with Silver Wings: The Inspiring True Story of the Women Airforce Service Pilots of World War II
    Creativity: A Short and Cheerful Guide
    Hallowe'en Party
    If You Really Loved Me
    I Don't Need Therapy: and other lies I've told myself


    Vox's favorite books »